Ravi Lahoti joins as our AML consulting partner. Learn more

We are proud to welcome Ravi Lahoti, former Principal Officer & Head of AML, HDFC Bank, as our consulting partner for AML. Check out more

Onboarding & Periodic Review

Diligence that scales with the book.

Enhanced due diligence and periodic review are manual, backlogged and inconsistent between analysts. Screening hits arrive in volume with little triage ahead of them. And a risk misclassification made at onboarding does not stay at onboarding: a customer placed in the wrong band is then measured against thresholds set for that band, which means the error hides itself. The cost of getting this stage wrong is paid quietly, for years.

What we do

Triages screening output: filtering and ranking hits so human review starts with the ones that plausibly matter.
Runs adverse media, social and litigation screening across both individuals and entities.
Supports risk classification at onboarding, with the reasoning behind each decision recorded rather than remembered.
Prioritises periodic review by surfacing customers whose behaviour has drifted away from the risk band they were assigned.
Assembles the review pack in advance, so the analyst spends their time deciding rather than gathering.

What changes

Enhanced due diligence backlog
Average turnaround on a periodic review
Share of screening hits that still require manual review
Reclassification rate at periodic review
Consistency of risk decisions between analysts

“A customer misclassified at onboarding is invisible to every threshold you set afterwards. The mistake does not announce itself; it compounds quietly, for years.”
Mihir Mehta, Co-Founder & CEO, Optimoney Technologies

Start with a diligence diagnostic on a sample of your existing book. We will show you where classification and behaviour have drifted apart, and what that is costing downstream. No pricing conversation attached.

Onboarding & Periodic Review

What we do

Related stages

What changes